Terms of Service

These Terms and Conditions ("Terms") govern your access to and use of the Vicuna Patrimorio website, platform, and any associated services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

Last updated: this document is a general draft template and should be reviewed and adapted to your specific jurisdiction and business circumstances before publication.

1. Acceptance of Terms

By creating an account, accessing the dashboard, subscribing to any plan, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Vicuna Patrimorio provides access to AI-driven analytical tools and decision-support outputs intended to assist traders and quantitative investors in evaluating market data. The Service, including any performance logs, metrics, or signals displayed on the platform, is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice.

We do not guarantee the accuracy, completeness, or timeliness of any output generated by the Service, and past performance data, where shown, is not indicative of future results.

3. Eligibility and Account Registration

To use certain features of the Service, you must register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must be of legal age in your jurisdiction to enter into a binding agreement to use the Service.

4. No Investment Advice

Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument. Trading and investing involve substantial risk, including the potential loss of principal. You are solely responsible for any decisions made based on information obtained through the Service, and we strongly recommend consulting a qualified financial professional before making investment decisions.

5. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be disclosed at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law. We reserve the right to modify pricing with reasonable advance notice to existing subscribers.

6. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to our systems, reverse engineering or scraping the platform, redistributing proprietary outputs without authorization, interfering with the normal operation of the Service, or using the Service for any unlawful purpose.

7. Intellectual Property

All content, software, models, trademarks, logos, and materials associated with the Service are the property of Vicuna Patrimorio or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

8. Disclaimers and Limitation of Liability

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

To the fullest extent permitted by applicable law, Vicuna Patrimorio and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of the Service.

9. Indemnification

You agree to indemnify and hold harmless Vicuna Patrimorio, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may also terminate your account at any time by discontinuing use of the Service.

11. Changes to the Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will provide notice of material changes where appropriate. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vicuna Patrimorio operates, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by mandatory applicable law.

13. Contact

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.